Consumer Credit Cards – Visa (Elan credit card partner)

• Visa Platinum (basic card), Select Rewards Platinum (reward points), Cash Rewards (cash rebates) & Visa Signature (no preset limits, rewards & cash rebates)
• Approval and servicing will be handled by Elan Financial Services, Inc.
• Only the Visa Signature Card has an annual fee
• Rate varies depending on credit history
• Low 6 month introductory rate
• Benefits include travel accident insurance, auto rental collision damage

Required Documents:

1. Click here to learn more and/or to apply for Elan Visa Consumer Credit Card.

Underwriting Guidelines:

1. Decisioned by Elan using a proprietary scorecard
2. Online decision within 2 minutes in most cases

Specialty Credit Cards – Visa (Elan credit card partner)

• Young Adult, College Rewards, Secured Visa
• Approval and servicing will be handled by Elan
• Only the Secured Visa has an annual fee
• Rate varies depending on credit history
• Establishes credit history
• Benefits include travel accident insurance, auto rental collision damage

Required Documents:

1. Click here to learn more and/or to apply for Elan Visa Consumer Credit Card.
2. Secured Visa application requires enclosure of $300 - $5,000 cashier’s check or money order

Underwriting Guidelines:

1. Decisioned by Elan using credit report and a proprietary scorecard
2. May be denied if in default on other loans, or a recent bankruptcy

Business Credit Cards – Visa (Elan credit card partner)

• Visa Business Card, Business Platinum Rewards & Business Travel Card
• Approval and servicing will be handled by Elan
• Only the Business Travel card has an annual fee
• Rate varies depending on credit history
• Low 6 month introductory rate
• Benefits include travel accident insurance, auto rental collision damage

Required Documents:

1. Click here to learn more and/or to apply for Elan Visa Business Credit Card.
2. For $25,001 and over, 1 year financial statements must be included
3. For $50,001 and over, 2 years of audited financials must be included

Underwriting Guidelines:

1. Decisioned by Elan using credit report and a proprietary scorecard
2. Thorough financial review for all credits over $25,000

Traveler’s Checks

We use American Express Traveler’s Checks exclusively, and there is NO FEE for Traveler’s Checks for Ohana Pacific Bank customers.

Wire Transfers for Ohana Pacific Bank Customers ONLY

Funds may be wired to domestic or international locations.

Our deadline for international wires is 9:30 am for wires leaving the same day, and 10:30 am for domestic wires leaving the same day.

Costs:
International -

ATM/Debit Cards

The Ohana Pacific Bank ATM card is also a MasterCard debit card. This allows you to make signature-based purchases or purchases using your own personal PIN number.

The ATM/Debit card is free of charge and can be used in any machine with a MasterCard, Intercept, or Pulse logo.

Ohana Pacific Bank’s ATM is located behind our branch off of Kona Street, and provides convenient drive-up service right to the ATM machine 24 hours a day.

To Report a lost or stolen Ohana Pacific Bank ATM/Debit Card:
During business hours: 808-237-6551
After business hours: 800-500-1044

Safe Deposit Boxes

Ohana Pacific Bank has three sizes of safe deposit boxes available. Please check with the branch for availability of the size you desire.

• 3x10 box (annually)
• 5x10 box (annually)
• 7x10 box (annually)

Ohana Information System (Phone System) 808-237-6590

If you have this Telephone Access service, the following limitations and fees will apply to your account:

• There are no limits on the number or dollar amount inquiries or transfers you may make using this Audio Response Service.
• For security purposes, there are limits on the frequency of transfers you may make using this Audio Response Service.
• We do not charge for any Audio Response Transactions.