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  Personal Accounts

  

Senior Checking (age 50 +)
Tiered Balance

Monthly Charges

Transaction Charges

No Minimum Balance Requirement

No Monthly Service charge. 

Unlimited Check Writing.

No per check fees.  

Accounts will earn interest based on tiered rate for that day. 

Smart Checking
Tiered Balance

Monthly Charges

Transaction Charges

No Minimum Balance Requirement

No Monthly Service charge. 

Unlimited Check Writing.

No per check fees.

These accounts do not earn interest. 

Personal Checking

Tiered Balance

Monthly Charges

Transaction Charges

Under $500.00

$3.00 per month

Unlimited check writing

No per check fees. 

$500.00 or greater

No monthly service charge

Unlimited check writing

No per check fees. 

Accounts will earn interest based on tiered rate for that day. 

Personal Money Market

Tiered Balance

Monthly Charges

Transaction Charges

Under $500.00

$10.00 per month.

$10.00 excessive withdrawal fee regardless of balance. 

$500.00 or greater

No monthly service charge.

$10.00 excessive withdrawal fee regardless of balance. 

Accounts will earn interest based on tiered rate for that day. 

Personal Savings

Tiered Balance

Monthly Charges

Transaction Charges

Under $500.00

$3.00 per month

 No excessive withdrawal fees.

$500.00 or greater

No monthly service charge.

No excessive withdrawal fees. 

  *Unlimited Transfers between Ohana Accounts

Accounts will earn interest based on tiered rate for that day. 

Personal Certificates of Deposit

Ohana Pacific Bank offers certificate of deposit accounts including Traditional IRAs.  We can provide flexible maturity schedules that fit your needs, along with competitive market interest rates. 

Ohana Pacific FDIC logos