Business Interest Checking

Business Non-Interest Checking

Small Business Checking

Earns Interest

Yes

None

None

Minimum opening deposit

$100

$100

$100

Balance requirement to avoid monthly service fee

$2,500 minimum daily balance

None

$500 minimum daily balance

Monthly service fee

$10

Free

$5

OPB Checkcard

Free

Free

Free

OPB by Phone

Free

Free

Free

Online Banking

Free

Free

Free

Bill Pay

Free

Free

Free

Deposit Fee

None

None

None

Checks

Varies

Free1

Varies

Per Item Fee

No fee for first 125 items

$0.25 per item after 125

None

No fee for first 125 items

$0.25 per item after 125

Overdraft and NFS Fees

$25*

$25*

$25*

Non-Bank ATM Withdrawal Fee

None

None

None

International ATM Withdrawal Fee

None

None

None

Reimbursed ATM service charge

Yes

Yes

Yes

1First 150 standard checks are free; checks thereafter are available for purchase.

Please see our fee schedule for information on other fees that may be assessed to your account such as fees for overdrafts, stop payment, and other services.

Ohana Pacific Bank reserves the right to amend or terminate the terms for this account at any time.

Overdraft Protection may be subject to credit approval. Fees apply.