Business Checking Accounts


Ohana Pacific Bank offers various Checking Accounts to meet your business need. Whether you only need a simple checking account that requires low minimum balance, or a full-service interest-earning account, you will find a solution that fits your needs.



Business Analysis Checking
A full-service business checking account best fit for business and corporations. This product provide an access to Cash Management Services and ideal for high account activity and/or high account balances.

Requirements
  • Minimum Opening Balance - $100
  • Analyzed monthly statement - refer to Analyzed Service Charge Schedule.
Benefits
  • Service charge are offset by earning credit balance
  • Access to Cash Management Services

Small Business Checking
A low-cost full service account that is well-suited for a low to moderate account activity and balance. Small Business Checking offers the perfect combination of convenience and cost-effective way to managing your business finance simple.

Requirements
  • Minimum Opening Balance - $100
  • Maintain daily minimum balance of $500 to avoid monthly service charge, otherwise $5.00 monthly service charge apply
  • Have less than 125 items monthly to avoid $0.25 per item fee over 125 items.
Benefits
  • Cost-effective product
  • Low minimum balance required to avoid monthly service charge
  • No items fees up to 125 items
  • Free 24/7 Telephone Banking
  • Free Online Banking/Bill Payment

Business Non-Interest Checking
A convenient business account ideal for all business types that have moderate volume of activity and moderate account balance. This checking account offer no service charge and no per item charge when minimum balance requirement are met.

Requirements
  • Minimum Opening Balance - $100
  • Maintain daily minimum balance of $1,000 to avoid monthly service charge, otherwise $15.00 monthly service charge apply
Benefits
  • Unlimited check writing with no per check fees
  • No monthly service charge when minimum balance of $1,000 maintained
  • Free 24/7 Telephone Banking
  • Free Online Banking/Bill Payment

Business Interest Checking
Enjoy full access to your funds while earning interest. This account is best fit for business that maintain a high account balance or maximize interest earning on the account.

Requirements
  • Minimum Opening Balance - $100
  • Maintain daily minimum balance of $2,500 to avoid monthly service charge, otherwise $15.00 monthly service charge apply
  • Have less than 125 items monthly to avoid $0.25 per item fee over 125 items
Benefits
  • Earn interest based on tiered rate
  • No items fees up to 125 items
  • Free 24/7 Telephone Banking
  • Free Online Banking/Bill Payment