Personal Checking Accounts


Ohana Pacific Bank offers various Checking Accounts to meet your need. Whether you only need a simple checking account that requires no minimum balance, or a full-service interest-earning account, you will find a solution that fits your needs.



Personal Smart Checking
A low-cost full service account that is well-suited for a low to moderate account balance. Personal Smart Checking offers the perfect combination of convenience and cost-effective way to managing your finance simple.

Requirements
  • Minimum Opening Balance - $100
Benefits
  • Cost-effective product
  • No minimum balance required to avoid monthly service charge
  • Unlimited check writing with no per check fees
  • Free 24/7 Telephone Banking
  • Free Online Banking/Bill Payment
  • Access to any ATM in the world with no surcharge

Senior Checking
If you are 55 years old or older, you are qualified to open Senior Checking. Senior Checking is interest-earning checking account with unlimited check writing and full range of on-line services, and other benefits.

Requirements
  • Minimum Opening Balance - $100
  • 55 years or older
  • Maintain daily minimum balance of $500 or make payroll or social security direct deposit during the statement cycle to avoid monthly service charge, otherwise $3 monthly service charge apply
Benefits
  • Earn interest based on tiered rate
  • Free one standard check order (200 checks) at the time of account opening
  • Unlimited check writing with no per check fees
  • Free 24/7 Telephone Banking
  • Free Online Banking/Bill Payment
  • Access to any ATM in the world with no surcharge

Personal Interest Checking
We can enjoy full access to your funds while earning interest. This account is best fit for individuals that maintain a high account balance or maximize interest earning on the account

Requirements
  • Minimum Opening Balance - $100
  • Maintain minimum balance of $500 to avoid monthly service charge, otherwise $3.00 monthly service charge apply
Benefits
  • Earn interest based on tiered rate
  • Unlimited check writing with no per check fees
  • Free 24/7 Telephone Banking
  • Free Online Banking/Bill Payment
  • Access to any ATM in the world with no surcharge