IRA & CDs

Ohana Pacific Bank offers simple and secure ways to grow your funds.

 

Our certificate of deposit accounts allow you to earn interest at fixed or flexible rates on the deposit for a specific term. Whether you are looking for short term or long term CDs, we have the right product for you to reach your financial goals.

 

If you have any additional questions, please call us (808) 237-6551.

Individual Retirement Accounts (IRAs)

Your earnings grow tax-deferred and if eligible, your contributions may be tax-deductible as well. We have various terms for you to reach your retirement goal.

 

Requirements

  • Minimum Opening Balance - $100
  • Minimum term is 12 months
  • 10% IRS early withdrawal penalty if withdrawn before age of 59.5 unless exception applies
  • Other restrictions may apply

 

Benefits

  • Competitive interest rates
  • Various terms available
  • Interest earned may be tax deferred

Time Certificate of Deposits (CDs)

An account offering a simple and secure way to grow your funds. With various terms available and a low minimum opening deposit, you can pick a perfect solution for your financial needs.

 

Requirements

  • Minimum Opening Balance - $2,500
  • Minimum term is one month
  • Early withdrawal penalty will apply

 

Benefits

  • Competitive interest rates
  • Various terms available (one month to seven years)

Contact Us

 

Kapiolani Branch:

1357 Kapiolani Blvd., #102

Honolulu, Hawaii 96814

(808) 237-6551

 

Kalihi Branch:

1070 N. King St.

Honolulu, Hawaii 96817

(808) 237-6552

 

Email:

it@ohanapacificbank.com

 

Routing Number:

121302360

Flexible Certificate of Deposits (CDs)

This account allows you to make withdrawal up to three times prior to maturity. This CD is ideal if you may need to access to your deposit.

 

Requirements

  • Minimum Opening Balance - $2,500
  • Minimum term is 24 months
  • Early withdrawal penalty will apply

 

Benefits

  • Competitive interest rates
  • May withdrawal up to three times without penalty prior to maturity

Contact Us

Kapiolani Branch:

1357 Kapiolani Blvd. #102, Honolulu, Hawaii 96814

(808) 237-6551

 

Kalihi Branch:

1070 N. King St. Honolulu, Hawaii 96817

(808) 237-6552

Copyright © 2017 Ohana Pacific Bank. All right reserved.

Email:

it@ohanapacificbank.com

 

Routing Number:

121302360

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