Certificated of Deposit Accounts


Ohana Pacific Bank offers a simple and secure ways to grow your funds. Our certificate of deposit allow you earn interest at fixed or flexible rate on the deposit for specific term. Whether you are looking for short term or long term CD, we have right CDs for you to reach your financial goals.



Individual Retirement Account
Your earnings grow tax-deferred and if eligible, your contributions may be tax-deductible as well. We have various terms for you to reach your retirement goal.

Requirements
  • Minimum Opening Balance - $100
  • Minimum term is twelve months
  • 10% IRS early withdrawal penalty if withdrawn before age of 59.5 unless exception applies
  • Other restriction may apply
Benefits
  • Competitive interest rates
  • Various terms available
  • Interest earned may be tax deferred

Time Certificate of Deposits
This accounts offers simple and secure ways to grow your funds. With various terms available and low minimum opening deposit, you can pick a perfect solution for your financial needs.

Requirements
  • Minimum Opening Balance - $2,500
  • Minimum term is one month
  • Early withdrawal penalty apply
Benefits
  • Competitive interest rates
  • Various terms available (one month to seven years)

Flexible Certificate of Deposits
This account allows you to make withdrawal up to three times prior to maturity. This CD is ideal if you may need to access to your deposit.

Requirements
  • Minimum Opening Balance - $2,500
  • Minimum term is twenty four months
  • Early withdrawal penalty apply
Benefits
  • Competitive interest rates
  • May withdrawal up to three times without penalty prior to maturity