Personal Savings and Money Market Accounts


Ohana Pacific Bank offers various Savings and Money Market Accounts to meet your financial need. Choose a savings account or money market account to best fit your financial goal. Whether you are saving for your first home, savings for college, or investing for retirement, Ohana Pacific Bank has the perfect account to help you save for better future.



Kids Savings Account
This accounts for kids with no minimum balance requirement or monthly service fee. Must be between the ages of 6-17. Must be jointly owned with parent or guardian. Primary account holder should be an adult. Child cannot withdraw without an adult’s written authorization. When child reaches the age of 18, the account will be converted to a Personal Savings Account.

Requirements
  • Minimum Opening Balance - $100
  • Child must be the ages of 6-17
  • Must be jointly owned with parent or guardian
  • Transfer of funds from this account to another accounts or to third parties by pre-authorized, automatic, telephone or computer transfers are limited to six (6) per statement cycle.
  • No check writing privilege
Benefits
  • No minimum balance to maintain
  • No monthly service fee

Personal Savings Account
This account best fit the individual to earn interest at highest rate offered while maintain access to the funds. This accounts offers unlimited withdrawal at the branch and transfer to other accounts or to third parties by pre-authorized, automatic, telephone or computer transfers are limited to six (6) per statement cycle.

Requirements
  • Minimum Opening Balance - $100
  • Maintain daily minimum balance of $500 to avoid monthly service charge, otherwise $3.00 monthly service charge apply
  • Transfer of funds from this account to another accounts or to third parties by pre-authorized, automatic, telephone or computer transfers are limited to six (6) per statement cycle
  • No check writing privilege
Benefits
  • Highest interest rates offered while maintain access to your funds
  • Unlimited withdrawal at the Ohana Pacific Bank branches

Personal Money Market
This accounts offers an interest-earning accounts with unlimited withdrawals, deposits, and transfers at the Ohana Pacific Bank branches. Best fit for individual that would like to maximize the interest earning while maintaining limited check writing privilege.

Requirements
  • Minimum Opening Balance - $500
  • Maintain daily minimum balance of $1,000 to avoid monthly service charge, otherwise $10.00 monthly service charge apply
  • Transfer of funds from this account to another, or to a third party by preauthorized, automatic, or telephone transfers, check, draft, debit card or similar order are limited to six (6) per statement cycle
  • Each debit in excess of limitation will be charged a $25 excess fee per debit item.
Benefits
  • Competitive interest rates
  • Maintain access to your funds while earning interest
  • Unlimited withdrawal at the Ohana Pacific Bank branches