Personal Savings and Money Market Accounts


Personal Savings Account

An account best fit for the individual wanting to earn interest at the highest rate offered while maintaining access to their funds. This account offers unlimited withdrawals at any branch. Transfers to other accounts or to third parties by pre-authorized, automatic, telephone or computer transfers are limited to six (6) per statement cycle.

-Minimum Opening Balance - $100
-Maintain daily minimum balance of $500 to avoid monthly service charge. Otherwise, a $3 monthly service charge will apply
-Transfer of funds from this account to another accounts or to third parties by pre-authorized, automatic, telephone or computer transfers are limited to six (6) per statement cycle
-No check writing privileges

-Highest interest rates offered while maintaining access to your funds
-Unlimited withdrawal at the Ohana Pacific Bank branches


Kids Savings Account

An account for kids with no minimum balance requirement or monthly service fee. Must be between the ages of 6-17. Must be jointly owned with parent or guardian. Primary account holder should be an adult. Child cannot withdraw without an adult's written authorization. When child reaches the age of 18, the account will be converted to a Personal Savings Account.

-Minimum Opening Balance - $100
-Child must be the ages of 6-17
-Must be jointly owned with parent or guardian
-Transfer of funds from this account to another account or to third parties by pre-authorized, automatic, telephone or computer transfers are limited to six (6) per statement cycle.
-No check writing privileges

-No minimum balance to maintain
-No monthly service fee


Personal Money Market Account

This account offers interest-earning capabilities with unlimited withdrawals, deposits, and transfers made at Ohana Pacific Bank branches. Personal MMAs are best fit for individuals that would like to maximize the interest earned while maintaining (limited) check writing privileges.

-Minimum Opening Balance - $500
-Maintain daily minimum balance of $1,000 to avoid a monthly service charge. Otherwise, a $10 monthly service charge will apply.
-Transfer of funds from this account to another, or to a third party by preauthorized, automatic, or telephone transfers, check, draft, debit card or similar order are limited to six (6) per statement cycle
-Each debit in excess of limitation will be charged a $25 excess item fee.

-Competitive interest rates
-Maintain access to your funds while earning interest
-Unlimited withdrawals at Ohana Pacific Bank branches