Personal Savings


Personal Savings features:

  • Earns competitive interest
  • No monthly service fee1
  • No direct deposit requirement
  • Higher interest rates with higher balances
  • Compounded daily interest
  • FDIC insured up to federal limits

Your Personal Savings account also includes:

  • Free 24/7 Banking by Phone
  • Free Online Banking

Requirements and Other Restrictions:

  • Minimum opening deposit requirement of $100.00

Transaction Fees

  • $25 transaction fees per withdrawal above six (6) withdrawal limit

Other miscellaneous fees may apply.


1Minimum $500 daily balance requried to waive $3 monthly fee

2Transfers from savings accounts are subject to limitations. Minimum opening deposit of $100.00 required. Please see our fee schedule for information on other fees that may be assessed to your account such as fees for overdrafts, stop payment, and other services. Ohana Pacific Bank reserves the right to amend or terminate the terms for this account at any time.

3 Federal regulations and our deposit agreement limit the number of withdrawals and/or transfers that may be made from a savings account by telephone/PC transfer, pre-authorized transfer (ach). You are limited to six withdrawals and/or transfers from your savings account each monthly statement cycle by pre-authorized transfer, or telephone/PC transfer (including bill payments). Exceeding the monthly limit may cause your account to be closed.