Business Loans

Ohana Pacific Bank offers a wide variety of loan services to fit your financial needs.


If you have any additional questions,
talk to an Ohana Pacific Bank loan officer  (808) 237-6551.

SBA Loans

Small Business Administration (SBA) 7(a) Loans

If you're looking to purchase inventory, equipment and machinery, an existing business or commercial property, 7(a) loans offer the longest terms available to repay the loan.



  • Ease cash flow with extended repayment terms
  • Quick pre-approval and decision process

SBA 504 Loans

Under this program, Ohana Pacific Bank provides 1st Mortgage financing and the Certified Development Company (CDC) provides 2nd Mortgage financing for commercial property purchases. What makes these loans so advantageous is that business owners only need to contribute as little as 10% equity into a project.



  • Ease cash flow with extended repayment terms
  • Up to 90% financing

SBA Express Loans and Small Loan Advantage Loans

The SBA Express program gives small business borrowers an accelerated turnaround time.



  • Streamlined process
  • Financing for variety of business purposes
  • Ease cash flow with extended repayment terms

Professional Loans & Lines of Credit

Whether you're a doctor, dentist, lawyer, public accountant or other business professional, Ohana Pacific Bank understands the challenges you face as a professional in today's challenging market. With our professional business loans and lines, you can borow the money you need, when you need it to purchase equipment, expand your office, or increase your working capital levels.



  • Flexible terms and conditions
  • Fast and simplified approval
  • Revolving Line of Credit - can be renewed annually
  • Unsecured and secured financing available

Commercial Term Loans & Lines of Credit

If you're looking for additional working capital, have seasonal short-term financing needs, need emergency cash reserves, want to carry accounts receivables, or purchase inventory. We will work with you to structure a loan to meet all your financing needs. We also offer a variety of secured and unsecured term loans designed to help your business grow.



  • Revolving Line of Credit - can be renewed annually
  • Term loans for periods of up to 7 years
  • Unsecured and secured financing available

Commercial Real Estate Loans & Lines of Credit

Our convenient commercial real estate loans are perfect for business owners who want to finance the purchase of new, or existing commercial real estate properties, such as retail, office, warehouse, industrial, hotel, motel, church, single use, multi-family apt, etc.



  • 10 years, of up to 25 years amortization payment schedule
  • Variable and fixed interest rates available
  • Quick decision process

Construction Loan

Having a Construction loan is very convenient. Either for new land development or if you want to improve on an existing commercial property, our Construction loan is the way to go!



  • Competitive interest rates
  • Quick decision process

Contact Us

Kapiolani Branch:

1357 Kapiolani Blvd. #102, Honolulu, Hawaii 96814

(808) 237-6551


Kalihi Branch:

1070 N. King St. Honolulu, Hawaii 96817

(808) 237-6552

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